Choosing the right mortgage broker is one of the most important financial decisions you’ll make when buying, refinancing, or restructuring a home. Konstantin Seroshtan is a trusted mortgage broker in Kelowna, providing strategic, client-focused mortgage advice to homebuyers, investors, and self-employed Canadians across British Columbia and beyond.
As the founder of Mortgage Key, Konstantin is known for delivering clarity in complex financing situations, transparent advice, and mortgage solutions designed around long-term financial outcomes—not just today’s interest rate.
Based in Kelowna, British Columbia, Konstantin works closely with clients throughout the Okanagan, including West Kelowna, Lake Country, Peachland, Vernon, and Penticton, as well as clients across BC, Alberta, Ontario, and the Yukon.
Unlike traditional bank lending models, Konstantin operates as an independent mortgage broker, meaning he is not tied to a single financial institution. This allows him to source mortgage options from a wide range of lenders, including:
The result is objective advice and solutions tailored to each client’s financial profile, goals, and risk tolerance.
With over 15 years of experience in consumer lending and finance, Konstantin has built a reputation as a Kelowna mortgage expert who specializes in scenarios that require more than a basic approval.
His areas of expertise include:
Each file is approached strategically, with a focus on minimizing long-term interest costs, managing penalties, and maintaining future flexibility.
Many clients initially speak with their bank before engaging a mortgage broker. While banks can offer convenience, they are limited to their own products and policies.
As a mortgage broker in Kelowna, Konstantin provides:
This approach often results in better overall outcomes—not only in rate, but in contract terms, prepayment privileges, and long-term cost savings.
Mortgage Key was built on the belief that mortgage advice should be clear, honest, and relationship-driven.
Clients regularly describe Konstantin as:
Rather than pushing a single “best” product, Konstantin takes the time to explain available options so clients can make confident, informed decisions.
Konstantin is deeply involved in the local real estate and professional community and has collaborated extensively with:
He has also served in leadership and advisory roles within the mortgage industry, reinforcing his commitment to professional standards, ethical lending practices, and continued education.
Whether you are purchasing your first condo in Kelowna, refinancing an existing home, or structuring financing for an investment property, Konstantin brings the same level of care and attention to every file.
His role extends beyond securing financing—he helps clients understand how their mortgage fits into their broader financial picture, both now and in the future.
Mortgage Key represents a modern mortgage brokerage focused on education, strategy, and long-term client success.
The name reflects a simple philosophy: the right mortgage structure can unlock financial flexibility, opportunity, and peace of mind.
If you’re searching for a mortgage broker in Kelowna who offers clear advice, strong lender access, and a thoughtful, strategic approach, Konstantin Seroshtan would be happy to help.
Whether you’re early in the planning stage or actively purchasing, a conversation can help clarify your options and next steps.
Book a confidential consultation today and discover how Mortgage Key can help you move forward with confidence.
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